Types of Disability Benefits Offered under Pennsylvania’s Workers’ Compensation Act
Helping you understand what kinds of wage loss benefits you may be able to collect
When you are injured on the job or in the course of your duties for your employer, you may be entitled to collect wage loss benefits while you recover, under the Pennsylvania Workers’ Compensation Act. For most people, this means collecting Temporary Total Disability (TTD), Permanent Total Disability (PTD) or Permanent Partial Disability (PPD), depending on the type of injury you sustained.
At Larry Pitt & Associates, our Philadelphia worker’s compensation attorneys outline your options and work with you so you know which type of benefits you may be eligible to collect. For more than three decades, we have represented the best interests of injured workers throughout the state, collaborating with their doctors, handling their insurance companies and working hand-in-hand with union reps to ensure that the process goes as smoothly as possible. We know that a serious injury can leave you feeling insecure and unable to protect your family. We consider it our privilege to stand by your side and guide you through the process, so you can rest easier at night.
A basic breakdown of wage loss benefits
Wage loss benefits are those which replace the wages you would normally collect for doing your job. Unlike specific loss benefits or death benefits, which are awarded once and set at a specific amount, wage loss benefits can vary, and can be awarded for a longer period of time. In the simplest terms, wage loss benefits work like this:
- Temporary Total Disability (TTD). Temporary total disability indicates that you will, eventually, be able to return to work. As of 2015, the maximum weekly benefit amount is $845, which is equal to 100 percent of the statewide average weekly wage (SAWW). If the average weekly wage of an employee is between $633.76 and $1,267.50, the weekly compensation rate is 66 2/3 percent of his or her average weekly wage. If the average weekly wage is between $469.44 and $633.75, the weekly compensation rate is $422.50. If the average weekly wage is $469.43 or less, the weekly compensation rate is 90 percent of his or her average weekly wage. The maximum benefit period is 90 days.
- Permanent Total Disability (PTD). Permanent total disability benefits are awarded for the duration of your injury, because the assumption is that you will never be able to work again. Your payments are based on 2/3 of your wage, and after 104 weeks you will be asked to resubmit to medical testing to ensure that you can continue to receive those benefits. In order to be awarded PTD, your impairment rating must be greater than 50%.
- Permanent Partial Disability (PPD). PPD assumes that you might be able to do some “light duty” work. An employee is paid 66 2/3 percent of his or her wage, with no minimum weekly payment and a maximum weekly payment of $845.The benefit period for non-scheduled injuries (a scheduled injury is one to a specific body part such as a finger, hand, art, foot, leg, toe, etc.) is 500 weeks, with a maximum payment of $422,500.
Specific loss benefits can be awarded along with PTD or PPD, as well. If you are not sure whether or not you are entitled to additional benefits, some speak with a Philadelphia workers’ compensation lawyer at the law firm of Larry Pitt & Associates. We review your case and your medical files to see if you are entitled to additional compensation awards.
Learn more about wage loss benefits as part of Pennsylvania’s workers’ compensation
When you have been injured at work, you may be entitled to various kinds of benefits to help you protect your home and your family. At Larry Pitt & Associates, we can help you through the process and explain your options to you. Please call 1.888.748.8529 or fill out our contact form to set up a no-obligation consultation with a dedicated Philadelphia workers’ compensation attorney today. We proudly serve Berks, Bucks, Chester, Delaware, Montgomery and Philadelphia Counties.