Employee Car Accidents

Philadelphia Workers’ Compensation Lawyers discuss workplace car accidents. When a supervisor asks an employee to use a company or personal vehicle to run an errand, both parties may not even think twice. At some workplaces, this could be a daily routine. An assistant could be tasked with picking up coffee for the boss, or a manager could use her company car to pick up dry cleaning. If an accident occurs while an employee is running an errand though, questions about liability and insurance coverage come into play.

Another scenario is when an employee has a company car, uses it to drive to and from work, and becomes involved in an accident. These situations, as well as company-related errands, can be gray areas in terms of workers’ compensation coverage.

Scope of Employment

For many workers, driving every day is part of their jobs. Commercial truck drivers, delivery people, and emergency workers cannot complete their work without driving. When these categories of employees are injured in a motor vehicle accident during working hours, it is usually apparent that they were performing their job duties as part, or scope, of their employment.

Many individuals use their own vehicles for work, including salespeople and construction workers. They can get into accidents while driving to a jobsite, a meeting, or even stopping at the bank to deposit a company check. These accidents and resulting injuries may be covered under the Pennsylvania Workers’ Compensation Act.

Employees who run errands, make deliveries, or perform non-work-related activities in company or personal vehicles may have difficulty with workers’ compensation claims. These employees will need to prove that their time in the vehicle was undertaken within the scope of their employment.

Insurance Coverage for Employee Car Accidents

If the accident did occur during the worker’s scope of employment, that individual may qualify to make a workers’ compensation claim against their company’s insurance. However, these benefits only cover medical expenses, plus a percentage of the worker’s wages. Workers’ compensation does not provide for any pain and suffering that resulted from the crash.

The employee may wish to make an additional claim against the vehicle’s car insurance company. If another driver was at fault, a third-party claim can be made against that driver’s car insurance company. However, if the liable driver does not have insurance, the injured employee can make an uninsured motorist claim against their company’s vehicle’s insurance company.

Other Factors

If the collision happened while the employee was commuting to work or running a personal errand, workers’ compensation insurance coverage may not be an option. There are also cases where employees use a company vehicle in the scope of their employment, and run a personal errand afterwards. This can affect whether the insurance company denies or accepts the claim.

Other factors influence workers’ compensation claims for car accidents. If an employee was negligent when driving, their claim may be refused. Driving under the influence, speeding, and other forms of reckless driving while using a company car for work are additional reasons for claim rejections.

Philadelphia Workers’ Compensation Lawyers at Larry Pitt & Associates, P.C. Help Workers Injured in Car Accidents

If you were injured in a motor vehicle accident while working, you may be entitled to workers’ compensation benefits. The skilled Philadelphia workers’ compensation lawyers at Larry Pitt & Associates, P.C. have experience with all kinds of car accident and workers’ compensation claims. Call 888-PITT-LAW or complete an online form today to arrange a free consultation.

From our offices in Philadelphia and the surrounding areas, we represent injured workers in Berks County, Bucks County, Chester County, Delaware County, Montgomery County, Philadelphia County and throughout Pennsylvania, including those in the communities of Abington, Ambler, Ardmore, Bala CynwydBensalem, Clifton Heights, Crum Lynne, Darby, Downingtown, Doylestown, Drexel Hill, Essington, Folcroft, Glenolden, Haverford, Havertown, Holmes, Kutztown, Lansdowne, Media, Merion Station, Morton, Narberth, Norristown, Norwood, Philadelphia, Prospect Park, Quakertown, Reading, Roxborough, Sharon Hill, Upper Darby, West Chester and Wynnewood.

Contact Larry Pitt

  • This field is for validation purposes and should be left unchanged.

Testimonials

Thank You

My stars say it all! When I first injured myself, I did not know what to do. Thank you, Larry Pitt & Associates, for your help

Gloria Tucker

hreview
5.0
2019-06-18T15:29:10+00:00

Gloria Tucker

My stars say it all! When I first injured myself, I did not know what to do. Thank you, Larry Pitt & Associates, for your help

Great Lawyer

Larry is a great lawyer. Whenever I had a question or needed help, he always called back personally to answer any questions I had. I recommend Larry Pitt.

Crystal Taylor

hreview
5.0
2019-06-10T14:07:49+00:00

Crystal Taylor

Larry is a great lawyer. Whenever I had a question or needed help, he always called back personally to answer any questions I had. I recommend Larry Pitt.

Great Work

Great people are doing great work. I would recommend them.

Sherrie Andrews

hreview
5.0
2019-06-10T14:06:53+00:00

Sherrie Andrews

Great people are doing great work. I would recommend them.

Extremely Attentive

Larry Pitt was extremely attentive & reliable!

Daniel Middle

hreview
5.0
2019-06-05T18:06:45+00:00

Daniel Middle

Larry Pitt was extremely attentive & reliable!

“Fantastic Experience”

We had a fantastic experience with Mr. Pitt. The staff was helpful & friendly every step of the way for his workman's comp case.

Anna Diaz

hreview
5.0
2019-06-04T13:35:08+00:00

Anna Diaz

We had a fantastic experience with Mr. Pitt. The staff was helpful & friendly every step of the way for his workman's comp case.

“Constant Contact”

Larry Pitt & Associate's represented me to the fullest. He kept me aware of my case at all times and was in constant contact with me.

Caren Whites

hreview
5.0
2019-05-30T13:40:43+00:00

Caren Whites

Larry Pitt & Associate's represented me to the fullest. He kept me aware of my case at all times and was in constant contact with me.

“Best Worker’s Compensation Law Firm in Pennsylvania”

If you're in need of a Worker's Compensation lawyer, do not doubt that Larry Pitt and Associates is the Best Worker's Compensation Law Firm in Pennsylvania

Regina Lopez

hreview
5.0
2019-05-23T17:14:50+00:00

Regina Lopez

If you're in need of a Worker's Compensation lawyer, do not doubt that Larry Pitt and Associates is the Best Worker's Compensation Law Firm in Pennsylvania

“Excellent Communication”

Excellent communication and accommodating staff at all time

Salvatore M.

hreview
5.0
2019-05-16T15:09:58+00:00

Salvatore M.

Excellent communication and accommodating staff at all time

“Contact this Firm”

I would recommend all who are fighting a claim to contact this firm.

Andrea Carpenter

hreview
5.0
2019-05-15T16:29:34+00:00

Andrea Carpenter

I would recommend all who are fighting a claim to contact this firm.

“No Regrets”

These people really know what there doing, I felt comfortable from the moment I walked in till I left...I have no regrets what so ever...and I never right reviews...rs.

Ralphael Ramos

hreview
5.0
2019-05-15T14:19:06+00:00

Ralphael Ramos

These people really know what there doing, I felt comfortable from the moment I walked in till I left...I have no regrets what so ever...and I never right reviews...rs.
5
10