If you sustain an injury at work while performing your regular work duties, or if you contract an occupational disease, Pennsylvania Workers’ Compensation covers your medical expenses and it pays a partial wage-replacement benefit. Medical benefits are payable from the first day of injury, but you might not realize that workers’ compensation wage loss benefits do not start the day you are injured. Depending on how long your injury or illness keeps you from being able to work, you may not receive any wage replacement benefits. Workers often have questions about when workers’ compensation coverage “kicks in” and how retroactive payments work.
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Workers’ compensation is a state program, so while there is such a program in every state, the rules and procedures will vary according to state law. In Pennsylvania, you must be ill or injured for at least seven days before the partial wage replacement benefits of workers’ compensation become payable. The uncompensated waiting period that is built into some workers’ compensation program serves as a deductible for the injured worker. Payment for your lost time at work is payable on the 8th day after your injury.
Pennsylvania’s retroactive period for workers’ compensation is 14 days. After you have lost 14 days from work, you will receive a retroactive payment that includes those first seven days that you missed work. You must be disabled at least seven days from your workplace illness or injury before workers’ compensation benefits become payable.
The states established formal workers’ compensation programs to provide injured workers and workers with occupational diseases a no-fault system for recovering compensation for workplace injuries. In exchange, workers give up the right to sue their employer when they have suffered an injury or developed an occupational disease from exposures in the workplace.
Examples of worker’s compensation claims
The workers’ compensation program benefits the employee because they do not have to file a lawsuit against their employer and then wait and hope that the outcome is in their favor. It also protects the employer from lawsuits brought by injured workers. Some examples of common workers’ compensation injuries include:
- Motor vehicle accidents
- Repetitive stress injuries
- Exposure to toxic chemicals
- Eye injuries and damage to vision
- Overexertion injuries
- Post-traumatic stress disorder
- Traumatic brain injury
Workers who have been seriously injured on the job and who are facing any kind of dispute with their employer’s workers’ compensation insurer or the Pennsylvania Workers’ Compensation Commission can call the Philadelphia workers’ compensation lawyers at Larry Pitt & Associates. We are here to take on the legal burden on your behalf. If you are having trouble collecting the benefits you deserve, we invite you to call 888.PITT.LAW or fill out our contact form to schedule a free consultation with an aggressive Philadelphia work injury lawyer who will fight for you. We take on workers’ compensation cases in Berks, Bucks, Chester, Delaware, Montgomery, and Philadelphia Counties. We are here for you.
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