It is an unfortunate fact that car accidents on the job are quite common, and they can result in significant injury or death for employees. The Centers for Disease Control reports that motor vehicle accidents in the workplace are the leading cause of death for employees in the United States. Approximately 1,600 workers die in car crashes and another 350 are killed by a moving vehicle.
If you regular work tasks include driving a vehicle and you get injured in an accident while driving for work you may be able to qualify for workers’ compensation along with a car accident claim.
Will workers’ compensation cover my car accident on the job?
You must actually be on the job and doing your job when the accident occurred in order to be covered by workers’ compensation. Here are a few examples of circumstances of workplace car accidents:
- Making a delivery
- Transporting employees
- Traveling between clients’ offices for work appointments
- Making service calls for your employer
- Driving within a specific region for work when you don’t have a physical office location
- When you are paid for your travel time between work and home
- Transporting products in a company vehicle
If your accident occurred under these or similar circumstances in the course of doing your job then you will most likely be able to apply for workers’ compensation under your employer’s insurance policy.
Through the state workers’ compensation system you will receive compensation for your medical expenses, and time lost at work.
Recovering compensation for the auto accident claim
In addition to filing a workers compensation claim you may also be able to file a personal injury claim against the at fault driver for your injuries. The workers’ compensation company will be reimbursed to some extent for your auto accident damages, and the fact that you are receiving workers’ compensation will have an impact on the settlement from the car accident claim.
As you can see you have many options when it comes to how to recover compensation when you have been injured in a car accident at work. You can schedule a free consultation with a Philadelphia personal injury attorney who will discuss your case and present you with the legal options available given the circumstances.
Larry Pitt & Associates, P.C., has served the people in Philadelphia and Berks, Bucks, Chester, Delaware and Montgomery Counties for decades. We can help you through the process of filing a workers’ compensation claim for a work-related car accident as we have helped so many others. Please contact our office to learn more about our services.