Since 1996, settlements of workers' compensation cases have been openly allowed. The term used for a settlement is called a "C&R" which stands for a compromise and release. This is a very important issue in any workers' compensation case. A settlement of a workers' compensation case will permanently end the obligation of the insurance carrier to pay wage loss and usually also medical benefits. Sometimes an injured worker who is not represented by and attorney will be approached by the insurance company for a "lump sum". Rarely does an injured worker know anything about the value of the case and the insurance company offer at first glance may seem fair. Everyone receiving workers' compensation benefits who is considering a settlement should definitely speak to a workers' compensation lawyer to analyze the true value of the case.